Helping you overcome obstacles and develop your natural skills


About the Programme

BRANCAB (Bedworth, Rugby and Nuneaton Citizens Advice Bureau) is leading the Building Better Opportunities Breakthrough Programme funded by the European Social Fund and The National Lottery Community Fund supported by a multi-agency team made up of core local delivery partners .

Over the next two years, Breakthrough will help 525 out of work people across Coventry and Warwickshire to tackle the financial barriers they face to gaining and sustaining employment, to accessing education and training, and taking a full and active role in their local community.

Feedback suggests that being in debt can make people feel overwhelmed.  Each day those on low incomes struggle to make ends meet regularly missing bill payments or having to borrow money to cope.  Many have very little capacity to save, quickly getting into debt when faced with unexpected expenditure or a sudden drop in income. Money worries can impact on people’s mental health and wellbeing and their levels of confidence and self-esteem.  All create significant barriers to them moving forward more positively in their lives.

In response, a team of ‘Money Mentors’ will be deployed into wards with high numbers of out of work residents who are experiencing poverty and disadvantage.

The money mentors will ‘come alongside’ and provide intensive support to help people tackle their debts and put in place more sustainable repayment plans, or support to pursue insolvency options maximise their household incomes and ensure they are accessing the right benefits, social grants and cost savings; address other barriers such as housing and homelessness, access to health care and additional factors such as the problems caused by marital break-up; by providing training to help people confidently manage their money at key transition points (including the changes relating to Universal Credit) and developing an understanding of affordable financial products and services, priority and non-priority payments; and move towards seeking work, training and further education opportunities.

The support will be client centered, tailored to individual needs, encourage their aspirations and aim to promote self-help. After an initial assessment of the barriers and needs, participants will develop and follow a personal action plan, identifying the key tasks and milestones that will help move them towards finding employment or accessing training.

Participants will include: young and/or single parents, people who are disabled or who have a long term medical condition, people from BAME, new and emerging communities, ex-offenders, the long term unemployed, those with poor literacy, IT and numeracy skills and those who are rurally isolated.

Referring to the Programme

Participants will come to the programme via different routes such as referral from other organisations, Citizens Advice Bureau walk-in service sessions and active engagement carried out by the Money Mentors, who will in the first instance check that the participant is eligible for the Breakthrough Programme.

Eligibility for the Breakthrough Programme

Anyone legally resident in the UK, able to take paid employment in the European Union member states and unemployed or economically inactive.

Cross Cutting Themes

Breakthrough Programme Sustainable Development Policy

Breakthrough Programme Equality & Diversity Policy


Breakthrough Whistleblowing Policy

Breakthrough Data Protection Policy